What Should You Look Out For When Getting Cheap Auto Insurance?

When shopping for auto insurance, it is important that you seek out the best deals for your money. Many are under the impression that car insurance rates are determined by the overall quality of the automobile insurance that is provided.

However, there are many companies out there that offer cheap auto insurance and offer quality benefits, and services. Here, you will be introduced to a few things that you should look out for when it comes to getting cheap auto insurance. Whether you are shopping for rates that will cover a used vehicle, or a new one, these helpful techniques will assist you in your endeavor.

One of the very first things that you should do when searching for the cheapest auto insurance rates is to make a personal commitment to shop and compare. It is important to not just compare the prices of the coverage that is offered by various insurance companies. It is equally important to compare the services and the benefits that are associated with the coverage itself. Many times, you may find that a higher costing insurance coverage may not offer as many benefits to you as a low costing insurance can, or vice versa. However, if you take the time to shop and compare every aspect of the coverage, you are sure to find out some things that catch your interest.

The next thing that you should look out for when it comes to shopping for car insurance is discounts. Yes, many car insurance companies advertise discounts for safe drivers, and similar discounts but did you know that many companies have discounts available that they do not advertise? When calling about your potentially new policy in car insurance, you should ask about discounts, like:

• For keeping your car in a locked yard

• Keeping your vehicle in a garage

• Safe driving discounts

• Driving course discounts

• Discounts for military personnel

• Senior Citizen discounts

• And, similar discounts!

You will probably discover that you qualify for more discounts than you ever imagined. However, you must understand that most auto insurance companies will not advertise these discounts. It is important that you inquire about these when you call to establish your rates for coverage with that particular company.

There are many features that can add additional discounts to your auto insurance policy. When inquiring about and seeking out cheap insurance plans, you should research these features to determine if any of them qualify you for additional discounts. You will be surprised to find that items such as certain brake systems, and airbags can prove to be beneficial when it comes to lowering the cost of your insurance.

In conclusion, there are many different things that you should look for when it comes to your car insurance. The items mentioned throughout this guide can lead you to save hundreds on your car insurance each year. If you are looking to obtain cheap car insurance, you must know and understand the basics behind the prices that are charged for car insurance.

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What to Look for in an Auto Insurance Company

Choosing an auto insurance company is a decision that can either save you, or cost you, several hundred dollars per year. You would think that finding a car insurance company would not be too difficult.

After all how different can they be? It turns out they can be very different as many drivers would be happy to attest.

The automobile insurance company you choose should have competitive rates, responsive customer service, and an efficient claims process. Finding this information is easier than it has ever been due to the wealth of information that exists on the Internet.

Finding this information online can be done by most people fairly easily. It is easy enough to find the price for auto insurance from each company by visiting an automobile quote web site. The prices will be displayed in a few minutes after answering a few questions.

The level of customer service is also easy enough to gauge just by making a few simple phone calls. By calling a prospective auto insurance claims department you will get a good feel for how the company does business. Feel free to ask them any questions you may have. After speaking to each company you will have a very good idea on what you can expect from the company after you purchase a policy.

The last piece of information can be a little bit harder to find, but it is definitely out there and worth finding. The claims process is the hardest thing most people will do with their insurance company. If the process goes smoothly and the car is repaired quickly you will be very satisfied, but if there is a problem it will sour your experience with the auto insurance company that you do business with.

As you can see shopping for auto insurance can be a difficult process. By using the above mentioned tips you will save the most money and have the most peace of mind after purchasing your auto insurance policy.

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Lincoln Continental to return? Depends on who you ask…

There’s some word that Ford is seriously considering resurrecting the Continental name. The internets are buzzing with both confirmation and denial of the rumor depending on where you look. Over at Automotive News, a report suggests that dealers have been told that the Conti will resurface as part of an upcomingLincoln renaissance that includes the introduction of up to seven new or significantly reworked models in short order. Those dealers have supposedly been shown a handful of concept-level renderings of what the new models will look like.

Meanwhile, Motor Authority is reporting that Ford is trying to silence any speculation that the big Continental will return to the Lincoln stable. The site quotes Lincoln spokesman Christian Bokich as saying that of the seven new models headed to the showroom soon, none of them are a new take on the Continental.

That would seem to make sense for a number of reasons. With Lincoln fully embracing a terribly confusing alphabetic naming system, a nameplate like Continental would stick out in a big way (though perhaps Ford is reconsidering this nomenclature strategy). Throw in the fact that the MKS is currently tucked into the slot that the Continental traditionally held, and there’s less and less room for resurrecting the nameplate.

So what does Lincoln have planned for the near future? The crew over at Pickuptrucks.com seems to think that the brand is going to take another swing at a luxury pickup, even though the Blackwood and Mark LTmodels before it have failed to move the sales needle. Of course, all of this is just well-intentioned speculation at this point. Chances are that with today’s dealer meeting proceedings underway, Lincoln won’t be able to keep its real plans under its hat for long.

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Renault Clio S

Renault Clio S – Click above for high-res image gallery

Every so often, Renault impresses and teases us with the launch of a new hot hatch. Impresses because they're widely rated as some of the most dynamically competent micro-machines on the road today. Teases because, well...they don't offer them in North America. So all we can do is admire from abroad such offerings as the Twingo 133 Cup, Clio 200 and Megane R26.R, to name just a few.

The range is set to expand both upwards (with the likes of the new Gordini line-up) and downwards (with the adoption of the GT range), but every once in a while, Renault fakes us out with something that when it comes down to it, really only looks the part. The World Series editions were one recent example, and now the French automaker has launched the Clio S for the British market.

Sure, the Clio S looks the part. It's got 16-inch wheels, a spoiler on the trailing edge of its roof, a front lip spoiler below the grille and racing stripes galore, all done up in contrasting white. But the Clio S lacks the go to back up the show. Engines are limited to 75- and 100-horsepower fours and an 86-hp diesel. Not exactly Renaultsport figures, but then neither are their prices, ranging from £11,209 to £13,458 all-in (that's around $18k-22k USD, not accounting for the UK market's inflated pricing). So for the moment, we can rest easy this time around, neither impressed nor enticed. Details in the release after the jump and photos in the gallery below.

Renault Clio S

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2010 Lexus RX 450h

2010 Lexus RX 450h - Click above for high-res image gallery

With a slew of sensors and CPUs, the 2010 Lexus RX450h can pretty much drive itself. Want to go somewhere? Sit down in the driver's seat, use the Remote Touch device (a.k.a. "mouse") to tell the crossover where you want to go, and follow the easy-as-store-bought-pie instructions to your destination. Whether or not this is a good thing depends on how badly you want to feel like you're in control of your commute. For those concerned about fuel economy and comfort, the almost-autonomous nature of the RX450h is nice, but certainly doesn't offer a tremendous amount of ability to control how much fuel you burn moving down the street. As it turns out, this is a feature, not a bug. Find out why after the jump.

2010 Lexus RX 450h

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2010 Devon GTX

2010 Devon GTX - Click above for high-res image gallery

This is a depressing way to start the new year. According to a "source close to the project" speaking with Automobile, plans to produce the Devon GTX have been cancelled due to the Dodge Viper discontinuation.

As a refresher, the 650-hp, Viper-based coupe was unveiled last year in Pebble Beach and was due to go into limited production this year in Southern California. We even had the chance to go for a spin the GTX late last year after one of the prototypes set a lap record at Laguna Seca. Devon hoped to thrust America back on the main supercar stage with the bespoke coupe, but without a source for the chassis and 8.4-liter engine, those plans have apparently been dashed. We're hoping to get more details directly from Devon, so stay tuned for an update.

UPDATE: We've just heard back from company founder, Scott Devon, and the rumors are unfortunately true – the Devon GTX is dead. However, Devon Motorworks will live on, focusing instead on apparel and an upcoming motorcycle project. So what will happen to the one-time Laguna Seca lap-record-holding Devon GTX? One of the two prototypes will be put on display at the company's flagship store opening in Beverly Hills this April. The other might see track duty in the hands of development driver Justin Bell. Here's the official response from Devon:

The Viper platform being discontinued and the inability to amortize tooling costs are the key reasons. But we have two beautiful prototypes and might still race the Laguna Seca car with Justin Bell in GT2. However, our Devon brand plans have expanded to include jeans, leather jackets, watches, scents, and eyewear. Our Beverly Hills flagship store will open this April. We also have a line of motorcycles being made by legendary builder Shinya Kimura. And the black and chrome GTX will be in the store as a display piece of automotive art. I wish we could have gone into production but have no regrets and feel we achieved a significant contribution in auto design along with the Laguna Seca record.

Devon GTX

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2010 Devon GTX

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Chevrolet Volt Mobile Smartphone App

Chevrolet Volt Mobile Smartphone App – Click above for high-res image gallery

When the Chevy Volt goes on sale late this year, General Motors intends to leverage its popular OnStar technology to help drivers maximize their electric driving time and minimize their use of liquid fuel. To do that, GM created an OnStar/EV lab last year at its Detroit headquarters. Engineers there have been working on how they can utilize available communications technology to save fuel, and the first public result is a new mobile phone application that is being announced at this year's Consumer Electronics Show.

When the production version of the Volt was unveiled in 2008, many called the interior very Apple-like because of its smooth white plastic center stack with capacitive touch controls. Thankfully, for those of us who have not fallen prey to the allure of the iPhone, the new mobile phone app is being developed to work on other touch screen phones including the Motorola Droid and Blackberry Storm. Read on after the jump to learn more about what OnStar has created.

Chevrolet Volt Mobile Smartphone App

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Toyota Etios Concept

Toyota Etios Concept - Click above for high-res image gallery

It doesn't take a MENSA member to understand that small, inexpensive and reliable transportation is a big thing in India. On one side, you've got the diminutive Tata Nano. On the other, Honda's New Small Concept. And right in the middle is this: the Toyota Etios concept.

Due to be available in both four- and five-door variants, the Indian-market Etios is yet another inexpensive, easy to maintain runabout for India's burgeoning middle class. Amenities are minimal and so are the engine choices –a 1.2-liter in the hatch and a 1.5-liter in the sedan. But basic transport is each models reason for being, and when the Etios goes on sale in India later this year with a price well below $10,000. Toyota expects to sell around 70,000 units annually and plans to export the Etios in markets outside of India in the near future. But don't expect the either model to arrive in the States anytime soon. Hit the jump for the press release and thanks to Indianautosblog for the pics.

Toyota Etios Concept

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